If you or your guarantor is a homeowner you may have an increased chance of being approved for a guarantor loan. As well as being more likely to get a positive response for your enquiry for a guarantor loan you could also have access to larger loan amounts with guarantor loan plans up to £12,000 available.
Being a homeowner may help during the enquiry process because your credit score mayy be better as it shows you have a history of paying off finance such as a mortgage.
Alternative Finance options for home ownersAs well as guarantor loans we are also able to give our visitors access to other finance options for homeowners, these include unsecured personal loans, secured loans as well as remortgaging options. With expert finance professionals they would be happy to discuss the different options available.
Personal Loans - Being a homeowner will increase your chance of getting approved for a personal loan, with personal loans up to £15,000, we have loan plans for many circumstance, so even if you have been refused a loan from a bank or other lender, we still may be able to help.
Secured home owner loan - If you have equity in your property then a secured loan gives you the ability to borrow larger amounts, with loan plan loan to value of your mortgage on the property.
Remortgages - Remortgaging allows you to release equity from your property for almost any purpose, the amount of money available will depend on your current mortgages LTV as well as your payment history. With qualified mortgage advisers and multiple lenders we are able to help compare multiple remortgage plans, helping you find the one most suitable for your needs.
Let us help you find the loan that’s right for you
With friendly and experienced staff are able to process your application fast and efficiently. When we receive your loan application this will be dealt with by an experienced underwriters who can help you through the loan process and find a loan to suit your unique circumstances.
A Loan arranged via online guarantor loan can be used for almost any purpose such as a new car, home improvement jobs or a holiday. Alternatively we could help reduce your monthly outgoings as a secured homeowner loan could be used to consolidate all your existing credit cards, store cards and unsecured loans leaving you with just one convenient, manageable monthly repayment.
We pride ourselves on our customer service and aim to make the loan process as fast and as easy as possible without compromising on our quality of service. You will find our online loan application form easy to complete and you can expect to receive an offer of finance from us within 48 hours of submitting the application.
The whole loan process will usually take between two and four weeks to complete; obviously this will depend on a number of factors including how fast you can supply us with the paperwork we need to complete your loan.
All enquiries are treated on a 'No Obligation' basis, so why not give us a call or apply on-line NOW?
Loan solutions for people with a poor credit ratingNeed a bad credit loan? We give you access to thousands of loan deals specifically to help people with a bad credit rating. saying yes to many home owners, with highly competitive rates even for those of us with an adverse credit ratings.
If you have bad credit it means that finding a loan may be a difficult task and many people often get turned down when applying for finance, we specialise in helping people with a bad credit history.
A bad credit homeowner loan is also often refered to as a secured loan and is often used by borrowers with a bad credit ratings. You may be affected by a bad credit rating if you have previously defaulted on a loan, CCJ`s, mortgage arrears or failed to meet credit card repayments. Though bad credit loans typically carry less favorable interest rates, they can be very helpful in terms of improving your credit history if you make repayments on time.
We will compare bad credit loans from the many different lenders on our panel to try and find a loan plan that suits your circumstances.
In some circumstances remortgaging may be a more suitable option than a secured homeowner loan, we also have specialised bad credit remortgages that can help people with an adverse credit rating.